Important Information

Reward Protection Plan
The Reward Protection Plan is issued by NobleOak Life Limited (ABN 85 087 648 708), distributed by Freedom Insurance Pty Ltd (ABN 80 138 864 543) (AFSL 341082) and administered by Freedom Insurance Administration Services Pty Ltd (ABN 98 164 880 193).

Reward Insurance
“Reward Insurance” is the retail insurance brand under which Freedom Insurance Pty Ltd and Freedom Insurance Administration Services Pty Ltd are trading.

Considering Your Personal Circumstances
Any advice that may have been provided on this website is general advice only and does not take into account your personal objectives, financial situation or needs. You should read the Reward Protection Plan Product Disclosure Statement (PDS) before deciding whether any of the benefits available under this plan are right for you. Freedom Insurance Pty Ltd is authorised to provide general financial product advice pursuant to its Australian Financial Services Licence (AFSL 341082)

Rewards Program

Welcome Reward
The Welcome Reward is a one time only reward entitling customers to a store issued gift voucher to the value of $25. Only one Welcome Reward voucher per customer. Please note this Reward is only available with policies taken out before 29 August, 2016.

Loyalty Reward
The Loyalty Reward is an ongoing reward entitling customers to store issued gift vouchers to the value of 5% of the insurance premiums they pay. These are sent to the customer’s nominated postal address every 3 months. Loyalty Reward gift vouchers will not be sent unless they are to the value of $5 or more. The value of the Loyalty Reward may be changed at any time. Please note this Reward is only available with policies taken out before 29 August, 2016.

December Reward
The December Reward entitles customers to a premium waiver every December. This will be applied as follows:

For customers paying Fortnightly Premiums
The last 2 premium payments due each year will be waived.

For customers paying Monthly Premiums
Any premiums due in the month of December will be waived.

For customers paying Annual Premiums
The annual premium will be a pro-rata calculation based on 11 months of the full annual premium that would otherwise have been payable without the premium waiver.

Gift Vouchers
Loyalty Reward gift vouchers may be redeemed in store but not online. All gift vouchers are subject to the terms and conditions of redemption determined by the issuer. The Freedom group of companies have no responsibility for any matter in connection with the redemption of the vouchers.